Privacy Policy

PRIVACY POLICY

Effective Date: March 1, 2023

TABLE OF CONTENTS

I. Introduction
II. Collection of Personal Information
A. Types of Personal Information Collected
B. Sources of Personal Information
C. Use of Cookies and Other Technologies
D. Collection of Information from Children
III. Use of Personal Information
A. Purposes of Use
B. Consent
C. Marketing Communications
D. Retention of Personal Information
IV. Disclosure of Personal Information
A. Disclosure to Third Parties
B. Service Providers
C. Business Transactions
D. Law Enforcement and Legal Proceedings
V. Protection of Personal Information
A. Security Measures
B. Breach Notification
VI. Access to and Correction of Personal Information
A. Access to Personal Information
B. Correction of Personal Information
VII. Changes to the Privacy Policy
VIII. Contact Us.

I. INTRODUCTION

Get Approved (the “Company”) values your privacy and is committed to protecting your personal information. This privacy policy (the “Privacy Policy”) outlines how we collect, use, disclose, and protect your personal information in connection with our provision of financing services to you. This Privacy Policy applies to all individuals who use our services, whether online, by phone, or in person.

II. COLLECTION OF PERSONAL INFORMATION

A. Types of Personal Information Collected

We collect personal information about you when you apply for financing or use our services. This personal information may include:

  • Your name, address, telephone number, and email address
  • Your date of birth and social insurance number
  • Information about your employment, income, and financial situation
  • Information about your vehicle, including make, model, year, and VIN number
  • Information about your credit history, including credit scores and reports
  • Information about your banking and payment information

B. Sources of Personal Information

We collect personal information from the following sources:

  • You, when you apply for financing or use our services
  • Third parties, such as credit bureaus, financial institutions, and employers, with your consent or as required by law

C. Use of Cookies and Other Technologies

We use cookies and other technologies to collect certain information about your use of our Website. This information may include your IP address, browser type, and operating system. We use this information to improve our Website and to tailor our marketing communications to you. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. However, if you disable or refuse cookies, please note that some parts of our Website may be inaccessible or not function properly.

D. Collection of Information from Children

Our services are not intended for use by children under the age of 18. We do not knowingly collect personal information from children under the age of 18. If you know of any instances where information was wrongly collected, please contact us as soon as possible.

III. USE OF PERSONAL INFORMATION

A. Purposes of Use

We use personal information for the following purposes:

  • To evaluate and process financing applications
  • To communicate with you regarding financing and related matters
  • To provide and improve our services
  • To comply with legal and regulatory requirements
  • To send you marketing communications, such as newsletters, promotions, and offers that may be of interest to you

B. Consent

We obtain your consent for the collection, use, and disclosure of your personal information, except where permitted or required by law. Your consent may be express or implied, depending on the circumstances.

C. Marketing Communications

We may send you marketing communications, such as newsletters, promotions, and offers that may be of interest to you. You may opt-out of receiving these communications at any time by following the instructions provided in the communication or contacting us directly.

D. Retention of Personal Information

We retain personal information for as long as necessary to fulfill the purposes for which it was collected and to comply with legal and regulatory requirements. Personal information that is no longer required is kept for 6 years before being securely destroyed or anonymized.

IV. DISCLOSURE OF PERSONAL INFORMATION

A. Disclosure to Third Parties

We may disclose personal information to third parties for the following purposes:

  • To evaluate and process financing applications
  • To communicate with you regarding financing and related matters
  • To provide and improve our services
  • To comply with legal and regulatory requirements

B. Service Providers

We may disclose personal information to third-party service providers who perform services on our behalf, such as IT support, customer service, and marketing. These service providers are contractually bound to protect personal information and may not useĀ it for any other purpose.

C. Business Transactions

We may disclose personal information in connection with a business transaction, such as a merger, acquisition, or sale of assets. In the event of a business transaction, we will take reasonable steps to ensure that the recipient of personal information agrees to protect personal information in a manner consistent with this Privacy Policy.

D. Law Enforcement and Legal Proceedings

We may disclose personal information to law enforcement or other government officials in response to a lawful request, as required by law, or as necessary to protect our rights, property, or safety, or the rights, property, or safety of others.

V. PROTECTION OF PERSONAL INFORMATION

A. Security Measures

We take reasonable measures to protect personal information from unauthorized access, use, or disclosure. These measures include physical, administrative, and technical safeguards. For example, we use encryption and firewalls to protect personal information during transmission, and we restrict access to personal information to employees who need to know the information to provide our services.

B. Breach Notification

In the event of a data breach involving personal information, we will notify affected individuals as soon as possible, as required by law.

VI. ACCESS TO AND CORRECTION OF PERSONAL INFORMATION

A. Access to Personal Information

You have the right to access and review your personal information held by us. To request access to your personal information, please contact us using the contact information provided in Section VIII below.

B. Correction of Personal Information

You have the right to request correction of any inaccurate or incomplete personal information held by us. To request correction of your personal information, please contact us using the contact information provided in Section VIII below.

VII. CHANGES TO THE PRIVACY POLICY

We reserve the right to change this Privacy Policy at any time. If we make material changes to this Privacy Policy, we will provide notice by posting the updated Privacy Policy on our Website and updating the date at the top of this Privacy Policy. Your continued use of our services after any such changes have been made constitutes your acceptance of the new Privacy Policy.

VIII. CONTACT US

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

Get Approved
102 Apex Street Saskatoon, SK
Phone: 1-306-955-7000
Email: contact@getapproved.ca